Blocked Account Setup
Compare blocked account providers (Expatrio, Fintiba, Kotak Mahindra), understand the 11,904 EUR requirement, and set up your Sperrkonto for visa purposes.
Blocked Account (Sperrkonto)
A blocked account is mandatory for your German student visa. You must deposit 11,904 EUR (992 EUR/month) as proof of financial resources. We help you compare providers and set up your account correctly.
Provider Comparison
- Expatrio — German fintech, fast setup, monthly release of 992 EUR
- Fintiba — German fintech, integrated health insurance, monthly release
- Kotak Mahindra Bank — Indian bank, lump-sum withdrawal option available
Blocked Account FAQs
The current requirement is €11,208 per year (€934 per month). This amount is set by the German Federal Foreign Office and reviewed annually.
Yes. Expatrio and Fintiba allow fully online account opening from India in 10-15 minutes.
Account opening: 1-3 days online. Fund transfer from India: 3-7 business days. Start 4-6 weeks before your visa appointment.
Both are approved providers. Expatrio: ~€89 setup. Fintiba: ~€159 setup with DAK/MAWISTA insurance. Both release €934/month.
Standard accounts release monthly. Kotak Mahindra Bank offers lump-sum withdrawal.
The amount valid at the time of your visa application applies.
Blocked Account Setup
Free consultation available