DAKA Student Loans (Final Study Phase)
by Darlehenskasse der Studierendenwerke in Nordrhein-Westfalen (DAKA)
Stipend
Loan amount varies (final study phase support)
Duration
Final study phase; repayment after graduation
Level
Bachelor, Master, State examination, Doctorate
Overview
The Loan Fund of the Association for Student Affairs (Studierendenwerke e.V.) in North Rhine-Westphalia supports students in the final study phase. Referenced on the University of Cologne financing page as a loan option alongside the SFF.
Provider
Darlehenskasse der Studierendenwerke in Nordrhein-Westfalen (DAKA)
Type
university Scholarship
Degree Levels
Bachelor, Master, State examination, Doctorate
Benefits & Financial Support
Funding Amount
Loan amount varies (final study phase support)
Eligibility Requirements
- University of Cologne students in final study phase
- enrolled in NRW
- financial need.
What This Scholarship Covers
Living Allowance
Monthly stipend for rent, food, and daily expenses
Research Allowance
Additional funds for research materials and activities
Emergency Aid
Hardship grants or interest-free loans for acute need
In the provider's words
- loan for final study phase
- living costs during thesis completion
How to Apply
Check Eligibility
Verify you meet the nationality, degree level, academic, and language requirements listed above.
Prepare Documents
Gather your academic transcripts, degree certificates, CV, letters of recommendation, language certificates, and motivation letter.
Find a Programme
Identify the German university and programme you want to study. Some scholarships require university admission before applying.
Submit Application
Apply through the official application portal before the deadline. Upload all required documents as PDFs.
Interview & Selection
If shortlisted, attend an interview (may be online). Selection committees assess academic merit, motivation, and fit.
Receive Decision
Scholarship decisions typically arrive 3-6 months after the deadline. If awarded, complete visa and enrolment procedures.
Application Document Checklist
- Completed application form
- Curriculum vitae (CV / resume)
- Motivation letter / statement of purpose
- Bachelor's or Master's degree certificate
- Academic transcripts with grades
- Language proficiency certificate (IELTS, TOEFL, TestDaF, or DSH)
- Letter(s) of recommendation from university professors
- Valid passport copy
- Passport-sized photograph
- University admission letter (if already accepted)
Note: Exact document requirements vary. Always check the official scholarship page for the definitive list.
Need Help With Your Application?
Scholarship applications are competitive: a strong profile evaluation, polished SOP, and the right university selection make the difference. GradGermany's experts can help at every step.
Want our guides higher up in Google?
Mark GradGermany as a preferred source and Google gives our pages more room when you search about studying in Germany. Takes one tap, and you can undo it any time from the same screen.
Quick Facts
- Amount
- Loan amount varies (final study phase support)
- Duration
- Final study phase; repayment after graduation
- Degree Levels
- Bachelor Master State examination Doctorate
Frequently Asked Questions About the DAKA Student Loans (Final Study Phase)
Other University Scholarships
Aufstiegsstipendium (for Professionally Experienced Students)
Federal Ministry of Education and Research (BMBF), administered via SBB (Stiftung Begabtenfoerderung Berufliche Bildung)
The Aufstiegsstipendium supports students with professional experience and vocational qualifications. Referenced on University of Cologne prospective students f...
AStA Bridging Loans (Emergency Financial Aid)
AStA (General Student Committee) of the University of Cologne
The AStA of the University of Cologne offers bridging loans for students in financial emergency. Referenced on the University of Cologne costs & financing page...
Studienfoerderungsfonds (SFF) - Graduation Loan (Interest-Free)
Studienfoerderungsfonds der Universitaet zu Koeln (SFF)
The Study Support Fund (SFF) at the University of Cologne awards interest-free loans to students in the final phase of their studies. Referenced on the prospect...