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University Scholarship

KfW-Studienkredit / Bildungskredit

by KfW / Bundesverwaltungsamt

Stipend

KfW: bis 650 €/Monat; Bildungskredit: bis 300 €/Monat

Duration

KfW: max. 14 Semester; Bildungskredit: max. 24 Monate

Level

Bachelor, Master, Promotion

Deadline

Laufend

Overview

Staatliche Kreditprogramme zur Studienfinanzierung: KfW-Studienkredit (bis 650 €/Monat), Bildungskredit (ab 3. Semester, bis 300 €/Monat).

Provider

KfW / Bundesverwaltungsamt

Type

university Scholarship

Who Can Apply

Deutsche Staatsangehörigkeit / EU-Bürger / Bildungsinländer

Degree Levels

Bachelor, Master, Promotion

Benefits & Financial Support

Funding Amount

KfW: bis 650 €/Monat; Bildungskredit: bis 300 €/Monat

Eligibility Requirements

  • Immatrikulation an deutscher Hochschule
  • Altersgrenzen (KfW 44 J., Bildungskredit 36 J.)
  • Erststudium

What This Scholarship Covers

Living Allowance

Monthly stipend for rent, food, and daily expenses

In the provider's words

  • Lebenshaltungskosten

How to Apply

1

Check Eligibility

Verify you meet the nationality, degree level, academic, and language requirements listed above.

2

Prepare Documents

Gather your academic transcripts, degree certificates, CV, letters of recommendation, language certificates, and motivation letter.

3

Find a Programme

Identify the German university and programme you want to study. Some scholarships require university admission before applying.

4

Submit Application

Apply through the official application portal before the deadline. Upload all required documents as PDFs.

5

Interview & Selection

If shortlisted, attend an interview (may be online). Selection committees assess academic merit, motivation, and fit.

6

Receive Decision

Scholarship decisions typically arrive 3-6 months after the deadline. If awarded, complete visa and enrolment procedures.

Application Document Checklist

  • Completed application form
  • Curriculum vitae (CV / resume)
  • Motivation letter / statement of purpose
  • Bachelor's or Master's degree certificate
  • Academic transcripts with grades
  • Language proficiency certificate (IELTS, TOEFL, TestDaF, or DSH)
  • Letter(s) of recommendation from university professors
  • Valid passport copy
  • Passport-sized photograph
  • University admission letter (if already accepted)

Note: Exact document requirements vary. Always check the official scholarship page for the definitive list.

Need Help With Your Application?

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Quick Facts

Amount
KfW: bis 650 €/Monat; Bildungskredit: bis 300 €/Monat
Duration
KfW: max. 14 Semester; Bildungskredit: max. 24 Monate
Degree Levels
Bachelor Master Promotion
Deadline
Laufend
Who Can Apply
Deutsche Staatsangehörigkeit / EU-Bürger / Bildungsinländer

Frequently Asked Questions About the KfW-Studienkredit / Bildungskredit

The KfW-Studienkredit / Bildungskredit provides KfW: bis 650 €/Monat; Bildungskredit: bis 300 €/Monat. The exact amount may vary depending on your study level, programme, and personal circumstances.
Immatrikulation an deutscher Hochschule; Altersgrenzen (KfW 44 J., Bildungskredit 36 J.); Erststudium
The application deadline is: Laufend. We recommend starting your application at least 3 months before the deadline to allow time for document preparation.
The target group for this scholarship is: Deutsche Staatsangehörigkeit / EU-Bürger / Bildungsinländer. Indian students are generally eligible for most German scholarships if they meet the academic and language requirements.
This scholarship covers: Lebenshaltungskosten.
To apply: (1) Check you meet the eligibility requirements, (2) Prepare all required documents including transcripts, CV, motivation letter, and language certificates, (3) Submit your application through the official portal before the deadline. Apply at: https://www.kfw.de/studienkredit

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